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Joined 1 year ago
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Cake day: August 14th, 2023

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  • Hey! USA Avocado industry would be thriving if Mexico wasn’t shipping all theirs in without a tariff.

    But a sable genius once said. “What we have is a thing called the gasoline. We have gasoline. We have so much gasoline, we don’t know what to do. They don’t have gasoline. So why are we making a product that they dominate? They’re going to dominate.”

    This was in reply to the question “How are you going to bring down the cost of food and groceries?”.

    I think you can apply the same logic here. “What we have is a thing called the corn. We have corn. We have so much corn, we don’t know what to do. They don’t have corn. So why are we making a product [avocados] that they dominate? They’re [Mexico] going to dominate.”




  • Fear of losing basic income is a great crime deterrent.

    Are you going to steal from that gas station if you could lose your basic monthly check for 20+ years?

    You think kids would drive drunk if you told them that if they were caught, they would lose their basic income for life? Most think it’s a slap on the wrist, maybe some community service, IF they get caught.


  • I had to look up what the summoner’s tale was. I can say this from memory.

    "Whan that Aprille with his shoures soote,

    The droghte of March hath perced to the roote,

    And bathed every veyne in swich licóur

    Of which vertú engendred is the flour;

    Whan Zephirus eek with his swete breeth

    Inspired hath in every holt and heeth

    The tendre croppes, and the yonge sonne

    Hath in the Ram his halfe cours y-ronne,

    And smale foweles maken melodye,

    That slepen al the nyght with open ye,

    So priketh hem Natúre in hir corages,

    Thanne longen folk to goon on pilgrimages,

    And palmeres for to seken straunge strondes,

    To ferne halwes, kowthe in sondry londes;

    And specially, from every shires ende

    Of Engelond, to Caunterbury they wende,

    The hooly blisful martir for to seke,

    That hem hath holpen whan that they were seeke."


  • You can say good morning with an infection that makes it asking. Like if I looked over at you on the bus and go “good morning?”. You’d know to reply that you were indeed having a good one. Same as if I said “rough morning?”

    I would reply “Just saying”

    It’s totally conditioned to say it. I come from where the response to “How you doing?” Is “Good, you?”, “Good”

    If someone just said “Morning” to you, you’ve been conditioned to think something is wrong or they are having a bad day more than likely.

    First impressions matter, and the first word out of your mouth better be good




  • Not really, he has a stereotype of what a Black person acts like, that includes saying the n word. He can’t comprehend there are some people who are both Black and find the word distasteful. So to him if a Black person won’t say it, then they’re not Black.

    It’s not about if they want to say it or not it is about society accepting if they can say it or not. When a non-black person sings a rap song, they are supposed to omit the n-word. If you are black, you’re free to say it when desired.

    This is basically saying. What if Karmala is raping and gets to an n-word. Is she free to say it?

    She is not “African-American” which the word refers to

    African-Americans accepting her into the “black” group based on skin color is essentially reverse racism. “She looks like us so she can be one of us”

    This is coming from a white Mexifinn-American. I don’t get accepted as being Mexican because I don’t have the skin color, and I don’t get accepted as Finnish because I have a Hispanic last name. I don’t care because I enjoy being treated as an American. I get treated like I’m “white” though.

    Sad reality is Harris would get treated as “black”

    I don’t have a n-word card to give so I can’t make the call



  • We administer retirement, disability, survivor, and family benefits, and enroll individuals in Medicare.

    Social Security provides retirement income for almost every American worker.

    Ssa.gov

    An investment fund is a supply of capital belonging to numerous investors, used to collectively purchase securities, while each investor retains ownership and control of their own shares.

    Investopedia.com

    The only thing not making it an investment fund is that the government forcefully takes the money and you don’t own the money after it is taken.

    The average person gets the majority of their retirement income from SS.

    Ask the average person what SS is. They will say that it is a retirement fund. What is a retirement fund? An investment fund.

    Social insurance, as conceived by President Roosevelt, would address the permanent problem of economic security for the elderly by creating a work-related, contributory system in which workers would provide for their own future economic security through taxes paid while employed.

    Ssa.gov


  • The average person makes 65k

    Social security is 12.4%

    Medicare is 2.9%

    Social Security is 8.19k

    Medicare is 1.885k

    Average person pays 10k a year to SS and Medicare.

    Retirement age is 67

    Start work at 18, 49 years of work.

    S&P500 has returned an average of 10.64% apr for the last 100 years. 16.5% last 5 years.

    30-year morgage is ~7.5%

    Let’s just assume the person could put extra money towards their mortgage, gaining 7.5% apr.

    10k/12= 833.33 per month

    833.33 a month at 7.5% apr for 30 years is 1.02M

    833.33 a month at 10% apr for 49 years is 10.41M

    Government takes 1-10M from the average American retirement account to give them SS and Medicare.

    Let’s say you live until 80. Average life expectancy is ~77.5. Means you have 13 years in retirement.

    Average SS payment is 1,864.52 a month. 22,374.24 a year.

    13 years of 22,374.24 is 290,865.12.

    Average person is losing 750k-9.75M for retirement.

    Medicare is a whole other beast but unless you’re going to pay 750k+ on medical expenses in retirement, it’s not going to benefit you.

    Even with Medicare you have to pay premiums, deductibles, copayments, and coinsurance. So it’s not like it’s all covered for “free”.

    SS is a government ran ponzi scheme. Anyone else doing it would be a crooked investor.

    I get that minimum wage is $7.25 and that’s 15k a year. They are paying 2k a year for SS. They will most likely benefit from the system.

    But the average American shouldn’t be footing so much of the bill and not seeing any benefits.

    It’s crazy




  • Why would someone buy a house so someone else could slowly buy it from them? They would essentially be acting like a bank.

    Who keeps up with the house maintenance?

    Landlords are unneeded middlemen. A good system doesn’t use them.

    Your idea is “rent to own”.

    You can rent to own a Playstation that’s 300 dollars for a small monthly price but at the end of the loan you’re going to pay 600 dollars total for the Playstation.

    Why am I going to go to Best Buy, buy a Playstation for 300, then let Jimmy down the street play with it while he slowly pays me back my 300?

    Why am going to buy a house for 100,000 and let Jimmy rent to own it?

    600 a month for 15 years. He’d pay for it.

    If I put 100k in the S&P500 for 15 years, I’d have 415k.

    Would I rather:

    A. Help Jimmy get a house

    B. Make ~300k for just sitting