And then they default, and the loan holder is surprise pikachu face because who could have ever anticipated a subprime loan defaulting. Or worse who could have ever anticipated many of them doing it when the economy takes a minor downturn? It’s a gamble that they aren’t required to prepare for, and then they turn and stick their hand out for a bailout once the inevitable happens
I think you need to go back to elementary school and work on reading comprehension. I even asked you if I was misunderstand you, so you jump down my throat? Wtf.