Getting above 700 is quite easy but going above 800 without a car loan or mortgage has been pretty difficult for me and my partner. Credit cards alone even with high limits doesn’t look the same to the Bureau’s as a mortgage or auto loan for whatever reason.
Getting above 700 is quite easy but going above 800 without a car loan or mortgage has been pretty difficult for me and my partner. Credit cards alone even with high limits doesn’t look the same to the Bureau’s as a mortgage or auto loan for whatever reason.